Welcome to the Sturgess Mortgage Solutions blog, where we share expert insights, industry updates, and practical mortgage advice UK clients can rely on. Our articles are designed to help homeowners, buyers, landlords, and investors stay informed about the latest mortgage and property trends.
From mortgage advice for first time buyers to guidance from an experienced buy to let mortgage advisor, our blog covers a wide range of topics in a way that makes complex financial concepts and industry analysis easy to understand! We also provide insights into specialist areas including commercial mortgages, remortgaging, and support from an interest only mortgage broker.
Whether you are purchasing your first property, growing your investment portfolio, or simply looking to stay up to date with the market, our free-to-read articles will help guide you along the way!
Featured in The Mirror: Reflections on Progress, Innovation, and Our Journey at Sturgess
I was recently honoured to be asked to share my professional views in The Mirror on how digital innovation is shaping the future of the mortgage indus
Santander’s New 98% Mortgage: What It Means for First-Time Buyers in South Wales
Recently, Santander UK announced the launch of a new mortgage product offering up to 98% loan-to-value for first-time buyers. As the first major high-
The Housing & Mortgage Market in 2026: Why First-Time Buyers Have a Real Opportunity
As we move through 2026, one thing has become increasingly clear: despite the noise, headlines, and uncertainty that surrounded the property m
Budget 2025
Budget 2025 – What It Really Means for Homeowners and Buyers By Shaun Sturgess, Managing Director – Sturgess Mortgage Solutions The 2025
The Property Market in South Wales: What Buyers and Sellers Need to Know This Autumn
As the summer draws to a close and autumn begins, many people across South Wales are once again turning their attention to moving home. Traditionally,
Expert Insight in The Telegraph and National World on Bank of England Rate Cut
Shaun Sturgess Shares Expert Insight in The Telegraph and National World on Bank of England Rate Cut This week, I had the privilege of sharing my vie
Top 5 Tips for First-Time Buyers
Buying your first home is one of the most exciting – and daunting – milestones you'll ever reach. At Sturgess Mortgage Solutions, we&rsquoFrequently Asked Questions
Why should I use a mortgage broker instead of going directly to a lender?
A mortgage broker can compare products from a wide range of lenders to help find a mortgage suited to your circumstances. At Sturgess Mortgage Solutions, we provide tailored mortgage advice UK clients can rely on, helping simplify the process and supporting you from application through to completion.
Can you help first-time buyers?
Of course we can! We regularly provide mortgage advice for first time buyers and understand that purchasing your first home can feel overwhelming. Our team will guide you through each stage of the process, explain your options clearly, and help you understand what you can realistically afford.
Do you offer buy to let mortgage advice?
Yes, our team includes experienced advisers who can support both new and experienced landlords. Whether you are purchasing your first investment property or growing an existing portfolio, a buy to let mortgage advisor can help you compare suitable products and understand lender requirements.
Can you help with commercial mortgages?
Yes. If you are purchasing business premises or looking to refinance commercial property, speaking with a commercial mortgage advisor can help you understand the available options and lending criteria.
What is an interest only mortgage?
An interest only mortgage allows borrowers to pay only the interest on the loan during the mortgage term, with the original balance repaid at the end. An experienced interest only mortgage broker can help assess whether this type of mortgage is appropriate for your circumstances and repayment strategy.
How quickly will I receive a response?
Our team aims to respond to all enquiries as quickly as possible, typically within normal business hours. If you submit an enquiry outside office hours, we will contact you as soon as we can on the next working day.
Can you help clients outside of Swansea and South Wales?
Yes. While we are based in Swansea, we regularly provide mortgage advice UK clients can access remotely by phone, email, and video appointment.
Do I need an appointment?
Appointments are recommended so we can understand your circumstances properly and provide tailored advice. However, you are always welcome to contact our team initially to discuss your enquiry and arrange a convenient time to speak with an adviser.
How much can I borrow?
This depends on your income, outgoings, credit history, and deposit. We’ll do a full affordability assessment and give you a clear idea of your budget early in the process.