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First Time Buyer Mortgages

Take the first step towards getting on the property ladder.

Sturgess Mortgage Solutions are specialists in the First Time Buyer market. With over 50 years of experience in the Financial Advice, Property and Estate Agency sectors we are perfectly placed to guide you to owning your first home. We take great pride in providing our clients with a stress free experience.

We will negotiate and place your Offer with the Estate Agents or Vendor on your behalf to ensure you are getting the right deal for your dream property.

Sturgess Mortgage Solutions are happy to explain how the property buying process works and answer any questions you may have.

Suitable rates and mortgage lenders

Sturgess work out how much you can borrow and takes you through the steps needed to qualify for a mortgage.

Our mortgage advisers explain the different types of mortgages on offer. Also, they advise on the possible benefits of arranging a longer mortgage term, raising a larger deposit, and the importance of choosing the best lender.

Many banks and building societies offer specific rates and special incentives to first-time buyers. These can include lower arrangement fees and free property valuations. Sturgess Mortgage Solutions can ensure that you benefit from these offers.

Important factors to consider when choosing your first mortgage include:

  • Deciding on the period of a fixed or tracker rate.
  • How the size of your deposit greatly affects the interest rates offered, and
  • A mortgage company's customer service track record.
  • All aspects of a mortgage lender's offer should be looked at, including the flexibility of their acceptance criteria and how they treat their customers.

Ensuring a fast mortgage offer

Don't let your chosen property slip away because of an avoidable delay in generating a mortgage offer. Sturgess approach mortgage lenders on your behalf which offer fast processing times putting you in the best position to buy.

Call Sturgess Mortgage Solutions on 01792 399155 to secure a first-time buyer mortgage. Please feel free to download a copy of our First Time Buyer Guide. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Get Expert Financial Advice

Sturgess Mortgages Solutions Ltd provide professional mortgage services to customers in Swansea, Wales. Please book an appointment or come and visit us at our office. Alternatively, you can book a callback.

Shaun Sturgess from Sturgess Mortgage Solutions

Customer Reviews

Our mission is, and always has been, to serve our customers interests by providing an honest and totally transparent service, making all communications easy to understand and adopting a fair and easily understood charging policy.
  • Shaun and his team are fantastic. myself and partner had a very complex case in securing a mortgage, if it wasn't for Shaun we would of given up... Full Review

    13 October 2023
  • Shaun has been amazing during the process of buying our second home as he was with our first home... Full Review

    27 September 2023
  • Shaun has been amazing as always and his team with my new mortgage... Full Review

    27 September 2023
  • Helping to remortgage and take it off my hands and good advice... Full Review

    27 September 2023
  • When we met Shaun, his advice was so easy for us to understand and we felt more confident in finding a new Mortgage. Shaun had the patience to... Full Review

    27 September 2023
  • Shaun and his team have supported my daughter with her first home along with achieving a great fixed rate deal for me... Full Review

    27 September 2023
  • Shaun has been so helpful and always approachable, he's super knowledgeable and when we did have questions going into a meeting, Shaun would answer... Full Review

    27 September 2023
  • Shaun has gone above and beyond to help us right from the beginning to end of the process. Shaun not only helped with getting us an agreement in... Full Review

    27 September 2023
  • Shaun has followed up and been on hand for any advice we needed. He has also made himself available for additional queries around remortgage should... Full Review

    27 September 2023
  • Shaun has been extremely helpful in getting a mortgage for our new home. His expertise was invaluable in obtaining an appropriate mortgage offer,... Full Review

    01 November 2022
  • Best of the BEST! Shaun helped us to go through our first application years ago, he helped us again with remortgaging our house, and now he helped... Full Review

    01 August 2022
  • Shaun was brilliant. Me and my girlfriend will highly recommend him to all friends and family. He’s like a mortgage advisor and solicitor... Full Review

    10 April 2022
The greatest compliment you can pay us is to refer your friends, family and colleagues.

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