Sturgess Mortgage Solutions are specialists in the First Time Buyer market. With over 50 years of experience in the Financial Advice, Property and Estate Agency sectors we are perfectly placed to guide you to owning your first home. We take great pride in providing our clients with a stress free experience.
We will negotiate and place your Offer with the Estate Agents or Vendor on your behalf to ensure you are getting the right deal for your dream property.
Sturgess Mortgage Solutions are happy to explain how the property buying process works and answer any questions you may have.
Suitable rates and mortgage lenders
Sturgess work out how much you can borrow and takes you through the steps needed to qualify for a mortgage.
Our mortgage advisers explain the different types of mortgages on offer. Also, they advise on the possible benefits of arranging a longer mortgage term, raising a larger deposit, and the importance of choosing the best lender.
Many banks and building societies offer specific rates and special incentives to first-time buyers. These can include lower arrangement fees and free property valuations. Sturgess Mortgage Solutions can ensure that you benefit from these offers.
Important factors to consider when choosing your first mortgage include:
- Deciding on the period of a fixed or tracker rate.
- How the size of your deposit greatly affects the interest rates offered, and
- A mortgage company's customer service track record.
- All aspects of a mortgage lender's offer should be looked at, including the flexibility of their acceptance criteria and how they treat their customers.
Ensuring a fast mortgage offer
Don't let your chosen property slip away because of an avoidable delay in generating a mortgage offer. Sturgess approach mortgage lenders on your behalf which offer fast processing times putting you in the best position to buy.
Call Sturgess Mortgage Solutions on 01792 399155 to secure a first-time buyer mortgage. Please feel free to download a copy of our First Time Buyer Guide. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.