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Second Home and Holiday Let Mortgages

Fulfil your property related dreams.

Owning a second home or pied-a-terre is becoming increasing popular.

Many of the clients we have arranged second home mortgages for have either bought property to reduce their commute or escape to the country at weekends.

Others have separated from their partners and want to remain close to their family home.
Most borrowers will need to put down a 15% deposit to qualify for a second home mortgage at a competitive interest rate.

Lenders will also expect them to have sufficient income to be able to afford the mortgage on their existing property as well and as their new home.

Sturgess brokers often raise the deposit for our clients' second homes by remortgaging their main residence or investment properties.

Holiday let mortgages

Holiday let mortgages are designed for properties that will be let out on a short-term basis as holiday accommodation.

With staycations on the rise and recent changes to buy-to-let tax rules, holiday lets are often a great way to get a solid return on property investment.

More lenders are offering holiday let mortgages as they compete to attract borrowers to this increasingly busy part of the property market.

Call Sturgess Mortgage Solutions on 01792 399155 and speak to a mortgage specialist.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Get Expert Financial Advice

Sturgess Mortgages Solutions Ltd provide professional mortgage services to customers in Swansea, Wales. Please book an appointment or come and visit us at our office. Alternatively, you can book a callback.

Shaun Sturgess from Sturgess Mortgage Solutions

Customer Reviews

Our mission is, and always has been, to serve our customers interests by providing an honest and totally transparent service, making all communications easy to understand and adopting a fair and easily understood charging policy.
  • Shaun and his team are fantastic. myself and partner had a very complex case in securing a mortgage, if it wasn't for Shaun we would of given up... Full Review

    Jade
    13 October 2023
  • Shaun has been amazing during the process of buying our second home as he was with our first home... Full Review

    Katie
    27 September 2023
  • Shaun has been amazing as always and his team with my new mortgage... Full Review

    Andrew
    27 September 2023
  • Helping to remortgage and take it off my hands and good advice... Full Review

    Carys
    27 September 2023
  • When we met Shaun, his advice was so easy for us to understand and we felt more confident in finding a new Mortgage. Shaun had the patience to... Full Review

    Jonny
    27 September 2023
  • Shaun and his team have supported my daughter with her first home along with achieving a great fixed rate deal for me... Full Review

    Carl
    27 September 2023
  • Shaun has been so helpful and always approachable, he's super knowledgeable and when we did have questions going into a meeting, Shaun would answer... Full Review

    Rhodri
    27 September 2023
  • Shaun has gone above and beyond to help us right from the beginning to end of the process. Shaun not only helped with getting us an agreement in... Full Review

    Olivia
    27 September 2023
  • Shaun has followed up and been on hand for any advice we needed. He has also made himself available for additional queries around remortgage should... Full Review

    Kayleigh
    27 September 2023
  • Shaun has been extremely helpful in getting a mortgage for our new home. His expertise was invaluable in obtaining an appropriate mortgage offer,... Full Review

    Dominik
    01 November 2022
  • Best of the BEST! Shaun helped us to go through our first application years ago, he helped us again with remortgaging our house, and now he helped... Full Review

    Martyna
    01 August 2022
  • Shaun was brilliant. Me and my girlfriend will highly recommend him to all friends and family. He’s like a mortgage advisor and solicitor... Full Review

    Ross
    10 April 2022
The greatest compliment you can pay us is to refer your friends, family and colleagues.

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