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As the summer draws to a close and autumn begins, many people across South Wales are once again turning their attention to moving home. Traditionally, September through to November is one of the busiest times of year in the housing market – families have settled back into routines after the school holidays, and many buyers want to complete before Christmas.
But what’s really happening in the South Wales property market right now, and what does it mean if you’re thinking of buying or selling?
Mortgage Rates Have Stabilised – For Now
After a turbulent couple of years, mortgage rates have shown signs of settling in recent months. While they are still higher than we grew used to during the ultra-low rate era, competition between lenders has improved. This means buyers are seeing more choice and, in some cases, slightly better affordability.
For sellers, this stability is important too – more certainty around mortgage payments gives buyers the confidence to make offers.
Realistic Pricing is Key
Across Swansea, Llanelli, Neath and the wider South Wales area, we are seeing homes sell when they are priced sensibly. The days of bidding wars and inflated asking prices are behind us for now. Buyers are more cautious, doing their sums carefully, and often comparing properties closely before committing.
If you’re selling, a realistic valuation from a trusted local property expert is crucial. Overpricing can leave your home sitting on the market for months, while competitively priced properties are still attracting strong interest and offers.
Demand Remains Steady – Especially for First-Time Buyer Homes
Despite cost-of-living pressures, demand for property in South Wales has not disappeared. First-time buyer homes in particular – two and three-bed houses in good locations – are selling quickly when priced right.
Buy-to-let investors are more cautious due to tax changes and rental yield pressures, but many are still active in key areas where rental demand remains strong.
Energy Efficiency is On Buyers’ Radar
Another growing trend in the South Wales property market is the focus on energy efficiency. With energy costs still a concern for households, buyers are paying more attention to EPC ratings, heating systems, and insulation. Small improvements – such as draft-proofing, modern boilers, or even simple LED lighting – can make your property stand out.
Why Autumn is a Great Time to Move
The autumn market offers a unique “window of opportunity” before the Christmas slowdown. Buyers are motivated to get deals done quickly, and sellers can benefit from showcasing their homes while gardens still look presentable and natural light is good.
If you’re considering a move, now is the time to get prepared:
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Sellers – get your valuation done and paperwork ready.
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Buyers – secure an Agreement in Principle so you can act fast when the right property appears.
Local, Independent Support – All Under One Roof
At Sturgess Mortgage Solutions, we do more than just mortgages. We’re here to help you navigate the whole property journey – from mortgage advice to connecting you with trusted local solicitors and surveyors.
Unlike large corporate estate agents and panel solicitors, who often treat clients as just another file number, we pride ourselves on being independent, community-focused, and client-first. Every recommendation we make is about what’s right for you – not about referral targets or corporate kickbacks.
By keeping everything under one roof, we reduce stress, speed up the process, and ensure you’re always supported by people who genuinely care about the outcome of your move.
Ready to Take Your Next Step?
Whether you’re a first-time buyer, moving up the ladder, or selling your home this autumn, we’re here to make the process simple, clear and stress-free.
