What is Critical illness cover and do I need it?
As a broker it is our job to ensure that you have cover in place that’s right for you, Critical Illness Cover pays out a monetary amount upon diagnosis of a critical illness or disability. Critical illness is a one in two chance, that means it’s affecting me or you.
You should ask yourself if you fell ill and could not go to work, would you be able to afford to pay for your bills, family and lifestyle?
Having Critical Illness Cover means you have peace of mind knowing if you are ever to become seriously ill that you have the right protection in place to ensure money is not going to be an issue, and you can concentrate on getting better.
If you already have cover and would like a review or you’re ready to discuss how you can protect what matters most, start by arranging an appointment with one of our team.
Critical Illness Cover pays out in a lump sum when you or your family are diagnosed with a critical illness or disability. During our lifetime Cancer will affect 1 in 2 of us, by having the right cover in place you will receive a sum of money that will help reduce the stress of having to think about how you can afford to pay your bills should you require time off work to recover.
Not only does critical illness cover protect you but your children could be automatically covered under your policy, having a child who is seriously ill is a parents worst nightmare and to want to make sure you would be able to be by their side throughout this awful time. Having your child insured means that you would receive a lump sum of money to cover you not being able to work due to a child being sick.