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Income Protection Insurance

Paying you a monthly amount if you cannot work due to sickness or an accident.

What is income protection cover and do I need it?

 Income Protection is going to ensure you can still pay your bills and keep your lifestyle if you are unable to work due to sickness or accident.

You may have savings that could be used to pay your monthly cost, but for how long? And do you want to use your savings to cover your bills? You need to think carefully about whether you want to rely on them and if they can cover a long period of ill-health or if you were to face another emergency which would use up your savings and leave you with no cover.

If you are employed, self employed or receive sick pay but only for a limited time, then please get in touch today to discuss how we can protect your income to avoid financial difficulties if you are sick.

 

Can you survive without your income?

 If you were unable to go to work due to sickness or injury, would you still be able to cover your monthly bills? If you are self employed or your employer does not offer you full sick pay for the entirety of your time off, then you need to consider how you would be able to afford your outgoings.

Income Protection, also known as sick pay cover, is a product that will pay you a regular income if you are ever off work due to an accident or an illness. Giving you peace of mind that if you’re unable to work your bills will be covered, your credit score protected, and your home and lifestyle can remain the same whilst you are unable to work.

Get Expert Financial Advice

Sturgess Mortgages Solutions Ltd provide professional mortgage services to customers in Swansea, Wales. Please book an appointment or come and visit us at our office. Alternatively, you can book a callback.

Shaun Sturgess from Sturgess Mortgage Solutions

Customer Reviews

Our mission is, and always has been, to serve our customers interests by providing an honest and totally transparent service, making all communications easy to understand and adopting a fair and easily understood charging policy.
  • I can’t recommend Shaun highly enough! From start to finish, he has gone above and beyond in helping me through the mortgage process. Not only... Full Review

    Sammantha J
    23 July 2025
  • Sturgess mortgage solutions have literally took all the stress away from myself and my wife during the whole process, Shaun's communication back and... Full Review

    Jordan E
    23 July 2025
  • Being a first time buyer, everything seemed so complicated and overwhelming. I tried other agencies who were not helpful and then I found Sturgess... Full Review

    Kelly W
    23 July 2025
  • As first time buyers the process of buying a home can be very confusing however Shaun and the team made the whole process simple and easy for us to... Full Review

    C Porter
    23 July 2025
  • Absolutely brilliant. Can't fault Shaun or the team, very helpful and really good service. Had Shaun to sort our second mortgage and a brilliant... Full Review

    Megan R
    23 July 2025
  • Shaun helped me through the whole process of getting my mortage to getting the keys, he was absolutely brilliant couldn’t recommend enough!... Full Review

    Carys B
    23 July 2025
  • Amazing experience! Would highly recommend... Full Review

    Sophie E
    23 July 2025
  • Very good company Shaun and Taylor are very helpful and professional, everything has gone smoothly and would definitely recommend Sturgess... Full Review

    Kathryn B
    23 July 2025
  • Flawless service from start to finishBrilliant communication through email, what’s app and on the phone.Service is managed through a portal... Full Review

    Joseph M
    23 July 2025
  • Shaun and the team have been amazing throughout my mortgage application process. Nothing has been too much trouble and always on hand to answer any... Full Review

    Lauren F
    23 July 2025
  • Absolutely fantastic service. Couldn’t thank the team enough for their efforts. Thank you again... Full Review

    J Dudley
    23 July 2025
  • Used Shaun to get a mortgage on a new house.After using estate agents own advisors in the past, the difference is service was huge.Not only did... Full Review

    Zoe P
    23 July 2025
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