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Life Insurance

Protect you and yours from the worst event imaginable.

What is Life Insurance and do I need it?

Life Insurance is a product that pays out a lump sum of money after you die. If you have children, a partner, a mortgage or debts then we would recommend you have some protection in place to take away that financial burden on those you leave behind.

Life Insurance for your mortgage is paid each month, and the amount you pay depends on the monetary amount of cover you put in place. Sturgess Mortgage Solutions will work tirelessly to find you the best life insurance UK customers can buy! If you’re ready to discuss how you can protect what matters most, start by arranging an appointment with one of our team so we can start to find your ideal life insurance quote.

Mortgage life insurance allows you to ensure you leave something behind to those you love the most. By putting in place a policy that pays out when you pass away, you can be assured that your family will be looked after financially. When covering yourself for life Insurance for mortgages, it’s essential for you to think about the monetary amount of cover you want to put in place. You should consider the amount you have left on your mortgage, funeral costs and the people who depend upon you financially to ensure their future is protected.

Each life insurance policy is individually underwritten meaning that the life insurance quote we give you after full medical disclosure and underwriting is the price you will pay.

 

 

Get Expert Financial Advice

Sturgess Mortgages Solutions Ltd provide professional mortgage services to customers in Swansea, Wales. Please book an appointment or come and visit us at our office. Alternatively, you can book a callback.

Frequently Asked Questions

Do I need Life Insurance with my mortgage?

It’s not a legal requirement – but it’s highly recommended. Life Insurance can repay the mortgage if you pass away, giving your loved ones peace of mind.

Shaun Sturgess from Sturgess Mortgage Solutions

Customer Reviews

Our mortgage advisors in Swansea have a mission to, and always have, serve our customers' interests by providing an honest and totally transparent service, making all communications easy to understand and adopting a fair and easily understood charging policy.

  • As first-time buyers, we had no idea where to even start and the whole process felt very intimidating. Having seen advertising around my local area... Full Review

    Rachel Davies
    27 September 2026

  • Shaun and the whole team have been brilliant throughout the entire process. As first time buyers, we had no clue what we were walking into. But... Full Review

    Bethan Francis
    27 September 2026

  • Incredibly helpful, friendly and knowledgeable staff. They really put me at ease and helped me through every stage of purchasing a property, even... Full Review

    Rob Stone
    27 September 2026

  • First time buyer, Shaun and the team kept me fully informed throughout the conveyance and took the reins with contact with my solicitor and the... Full Review

    Nia
    27 September 2026

  • I couldn't recommend Shaun at Sturgess Mortgage Solutions highly enough. From start to finish, Shaun was incredibly patient, supportive and always... Full Review

    Jessica McNulty
    27 September 2026

  • Shaun was brilliant - very professional, polite, and friendly. He was knowledgeable and very helpful throughout the process - would recommend... Full Review

    Kristie Evans
    27 September 2026

  • An absolute 5-star service! Being new to buying a home, I had no idea what I was doing. Shaun at Sturgess Mortgage Solutions made the process... Full Review

    Lois Smyth
    27 September 2026

  • Shaun helped me with the purchase of my first home. I was a complete novice and felt overwhelmed, but Shaun and the team couldn't have made it... Full Review

    Matt Andrew
    27 September 2026

  • Always the best service from Shaun and the team as a whole! Everything is rapid and they communicate thoroughly. They listen to the client's needs... Full Review

    Leigh Tebay
    27 September 2026

  • Sturgess Mortgage Solutions provided exceptional service, demonstrating a friendly and helpful approach that made our mortgage acquisition process... Full Review

    Stephen Sanmi
    27 September 2026

  • Amazing from the start. Professional. Communication is open, clear, and regular. They answered all my questions throughout and had my back the whole... Full Review

    Katy Harries
    27 September 2026

  • Lucy was absolutely wonderful from start to finish! She made our first home buying experience in the UK completely seamless, clear, and stress-free... Full Review

    Aramide
    27 September 2026
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