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Cardiff

Mortgage Advice Cardiff Residents Can Depend On

Independent, award-winning mortgage and protection advice for Cardiff buyers, homeowners and landlords with thousands of completions behind us and 5-star Google reviews from clients who'd send their own family to us.

Call our Cardiff mortgage advisor team today on 01792 399155

  • We work for you - not the estate agent, not the lender
  • We chase lenders, solicitors and agents so you don't have to
  • Straight answers, proactive updates, no jargon

Cardiff Mortgage Brokers On Your Side

Buying a home in Cardiff often means dealing with an estate agent who works for the seller and their "in-house" mortgage adviser works for them too. We don't. As independent Cardiff mortgage brokers, we sit firmly on your side of the table, from apartments in Cardiff Bay to family homes in Whitchurch, Llandaff or Penarth. Your circumstances, your goals, your interests, nothing else drives our advice.

Start With a Quick Assessment

A few details in our online form gives us what we need to come back to you with a genuine starting point — how much you could borrow, which lenders suit your situation, and what to do next. No obligation, no sales pitch.

First-Time Buyer? We'll Walk You Through It

Most of our first-time buyers arrive knowing almost nothing about the process — and that's fine, because guiding people through it is what we do all day. Deposits, affordability, Welsh schemes, what happens after your offer's accepted: your mortgage advisor in Cardiff explains each step in plain English, and the team keeps you updated from application right through to keys in hand.

Landlords and Investors Welcome

Whether it's your first buy-to-let or the next addition to a portfolio, our Cardiff mortgage brokers give you an honest read on the numbers and access to lenders across the whole market — including the ones the high street can't show you.

Why Cardiff Clients Choose Sturgess Mortgage Solutions

Respected, Trusted, Recommended

We built this firm on one idea: advice should serve the client, not lender quotas or estate agent pressure. That's why our recommendations come from the whole of the market, and why clients consistently mention the same things in reviews, clear communication, relentless progress-chasing, and feeling like someone was genuinely in their corner.

You won't be passed around, either. Alongside your adviser, a dedicated team handles your case day to day - keeping your application moving, chasing the parties who need chasing, and updating you before you have to ask. Appointments run by phone or video call, so expert advice fits around your working day.

Protection That Matches the Mortgage

A mortgage is the biggest financial commitment most people ever make — so we never arrange one without talking about what happens if life goes wrong. Income protection, critical illness cover, life insurance: our Cardiff mortgage advisor team makes sure the home you're buying stays your home, whatever comes.

With access to over 90 banks, building societies and insurers, the advice is impartial, whole-of-market, and built entirely around you.

Hear From Our Clients

Read our reviews and you'll notice a pattern: "took all the stress away," "kept us in the loop," "chased everything for us." That's not an accident, it's the service, working as designed.

Many of our new enquiries come from personal recommendations, and that's exactly how we like it. The greatest compliment you can pay us is an introduction to your friends, family and colleagues.